Insurance Blog Week In Review February 6-12, 2007

This week in the Insurance Blogs I have focused a bit on the Business of Insurance, including some of the Career paths insurance has to offer. Next week I will be expanding on some of interesting things a person might do with an Insurance License. I have also started a series of Blogs about shopping and quoting my own personal insurance portfolio. A project I have put off for far too long. Yesterday, we were given notice that my husbands employer is phasing out the retirement pension they offer. So, now we need to add retirement options to our personal … Continue reading

Insurance Carriers and the Internet.

Insurance carriers are the companies and there are two types of insurance carriers: direct and reinsurance. The Direct carriers are responsible for the initial insurance policy underwriting. Agents appointed to work in the field with the customers builds a book of business with the insurance company. The insurance company will look for reinsurance carriers to assume all or part of the risks connected with the insurance policies originally underwritten by direct insurance carriers. Direct insurance carriers often look for reinsurance on large portions of the risk they insure. Insurance for Insurance. Direct insurance carriers offer a variety of insurance policies … Continue reading

Motorcycle Insurance Basics

Summer is here and it’s the time of year many families break out the motorcycles! Weather you are just the weekend rider or a hardcore biker insuring your motorcycle can be a frustrating process because many insurance carriers don’t offer motorcycle coverage. It’s important to understand the coverage’s, conditions and exclusions of any motorcycle insurance policy your auto insurance company may offer. Many people assume their motorcycle insurance policy covers all the same things their auto insurance does only to find out at the time of a loss that some kinds of claims are not covered or not covered the … Continue reading

The Whopping Family Cell Phone Bill

Cell phones as we know them are only a few decades old, and yet it is hard to think about living without them, despite the fact that humankind survived centuries without cell phones. It isn’t unusual these days to be spending $250 or more a month for your family cell phones. In some families, the cell phone expense may be the second highest monthly bill, after the mortgage or the rent. Doing without other things, from eating out to dental care (in some cases) in order to afford cell phones has become the norm. How did things get so crazy? … Continue reading